Nolo's Essential Guide to Buying Your First Home

Authors: Stewart Maria L., Ilona Bray, Alayna Schroeder

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“Researching Mortgages Once you understand your loan options, you can start researching where to get the best deals. We advise exploring several research avenues, from a mortgage broker to online. Then you’ll have plenty to choose from, or at least know what to ask a mortgage broker about. As you research, organize your findings in one folder or file. It’s easier to do this if you get printed information about different loan options, so ask for that whenever possible. You might also want to create a worksheet or spreadsheet to compare different mortgage features like interest rates, fees, or other terms or requirements. You can create this worksheet yourself or use one available online, like on the Federal Trade Commission website (www.ftc.gov, search for “Mortgage Shopping Worksheet”).

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